|Título||Who Needs Credit? Poverty and Finance in Bangladesh|
|Autor||Wood, G.D; Sharif, I.A. (eds)|
|Idioma del Contenido||English (en)|
|Tipo de Documento||Book|
|Fecha de Publicación||1997|
|Descripción||In recent years micro-credit, the loan of small sums to people excluded from normal banking processes, has emerged as an important and growing issue in Development Policy. The result of disillusionment with the ability of either government agencies or international aid programmes to change the situation of the poor, micro-credit has proved very successful. By reviewing the experience of Bangladesh, the country most closely associated with pioneering micro-credit programmes, this book asks critical questions potentially overlooked in the rush to repeat the success of these ventures in other countries. |
After reviewing the experiences of the most famous international models - Grameen Bank, Proshika, BRAC and ASA - the book asks:
Combining the work of both academics and NGO practitioners, in a thourough and scholarly analysis, the book argues that there are very real dangers involved in uncritically adopting micro-credit strategies as a universal and cheap panacea for poverty. While centred on the experience of Bangladesh, the book brings forward questions that arise for any NGO in any country that attempts to repeat the Bangladeshi experiment.
- Do such programmes really reach the very poor?
- Do they merely function as short term alleviation without providing any solutions to the structural reasons for poverty?
- In what sense should micro-credit programmes serve as an adjunct to an agenda for social development?
- How sustainable are the programmes for both borrowers and lending institutions?
|Número de Páginas||395 pp.|
|Ordenar en Línea||http://zedweb.cybergecko.net/cgi-raw/a.cgi?1%2085649%20523%20X|
|ISBN||1 85649 524 8 (pb)|
|ID de la serie||1997|
|Palabras Clave|| MICROFINANCE, MICROCREDIT|