English  |  Español  |  Français  |  Русский

Rural Finance Learning Centre 
trainingresourcesnews and eventsdiscussionscontacts
help help     home / training / Self study material / Online lessons search hints
  Topics
Self study material
Online lessons
Study guides
Training guides
Training opportunities
Training tools
Videos
  Topic Overview
   id: 5568
   Visits: 10933
   Added: 11 December 2003
   Updated: 16 September 2005
  KO Overview
   id:7826
   Visits: 950
   Added: 28 June 2004
   Updated: 23 August 2005
 
Online lessons    
        
Are you curious? Want to know how much you know about rural and micro finance? Or maybe you want to challenge your colleagues or organise in-service training for your staff? These online lessons may be just the thing to help you. Each lesson will include a case study or exercises to complete and you will be able to check your answers as you go. So you can work quite independently or you can work with colleagues and discuss your answers together before looking at the solutions.

We are at an early stage of development with these lessons and you may only find a few here at the moment. Please revisit the Rural Finance Learning Centre during the coming months and you will find an increasing number organised into units containing six or seven lessons each.

  See More...
 
Most of the early lessons will be based on Professor Malcolm Harper's training manual "Practical microfinance" published by ITDG Publishing. We are very grateful to both of them for permission to use the material in this way. Later lessons will focus on more specific rural finance topics. Full details of how to order "Practical microfinance" can be obtained by clicking the following "See more" link.   See More...
  
back 
TitleLesson 2: Rates of return and the cost of money
Author/ EditorHarper, M.; Heney, J.
Content Language(s)Spanish; French; English
Target AudiencePolicymakers; FI Managers; Donors
Date of Publication/IssueJune 2004
Abstract / DescriptionThe purpose of this lesson is to enable you:
  1. To understand and calculate the return on capital for typical micro enterprises;
  2. To relate this to the level of interest they can afford to pay on borrowed capital and, thus, to interest rate policy in microfinance institutions.
Many well informed people such as politicians, social workers and donors make strong arguments that the poor have to be charged low interest rates. This lesson aims to show that this belief is not necessarily correct and that it is important for lenders to charge sufficient interest to be able to provide the fast, flexible, accessible services that poor people really need.
Time to Complete1 hour
KeywordsPROFITABILITY; INTEREST RATES; MICROENTERPRISE
Download
  
668 Knowledge Objects - 1024 Members - 83 Topics
home   |    about RF Learning Centre   |    site map   |    help   |    report broken link   |    sponsors   |     © 2005, RFLC
Contact RFLC Editor
freeMem:NaN totMem:NaN reqNum: openSessions: generationTime:2005/12/05 11:12:11