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Panorama general del Tema | id: 1028 Visitas: 5587 Agregado:
05 febrero 2003 Puesta al día:
18 noviembre 2005 | |
Panorama general del MD | id:2858 Visitas: 290 Agregado:
21 mayo 2003 Puesta al día:
12 septiembre 2005 |
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| |  La perspectiva tradicional de las finanzas rurales planteó un gobierno activo en los mercados financieros rurales y presionando fuertemente hacia intervenciones directas, tales como el establecimiento de intermediarios financieros estatales, el subsidio de las tasas de interés y la selección del crédito. Los encargados de las políticas han identificado una gran cantidad de problemas en los mercados financieros rurales y han esperado que estas medidas pudieran estimular el crecimiento y reducir la pobreza rural. Los resultados han sido escasos. La nueva perspectiva de las finanzas rurales, que surgió en los años ochenta, sigue teniendo la misma meta de expansión de utilidades y reducción de la pobreza rural, pero concibiendo un papel más limitado del gobierno, a favor del mercado. Todo esto a través de la eliminación de techos en depósitos y tasas de interés sobre créditos, impulsando las tasas determinadas por el mercado, animando la movilidad del ahorro interno y el desarrollo de un campo de instituciones financieras rurales; liberalizando el sector financiero y apoyando ambientes competitivos. | |
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|   Regrese | | | | Título | Agricultural Finance: Getting the Policies Right | | Autor/ Revisor | Coffey, E. | | Idioma(s) del contenido | español (o castellano); inglés | |
| Tipo de documento | Libro | | Resumen / Descripción | Policies are powerful tools, but as this paper contends, they are so basic that they are often overlooked in the search for better ways of pursuing objectives. This publication aims to clarify the process of policy making for agricultural and rural finance, focusing especially on the mechanisms involved. It is directed towards those responsible for formulating, managing and tending the rural financial system - policy makers, donors and managers of rural finance institutions. Key issues are set out as well as a methodology to aid in the evaluation of the comprehensiveness of a given policy making system at national level. Case studies are also provided as further illustration. The document is broken down into two main sections: - Lessons Learned
- The Policy Framework
"Lessons Learned" begins by reviewing the performance of agricultural credit since the early 1950s. This section then discusses directed agricultural credit programmes and financial market development and aims to highlight the difference between concept and reality. It concludes with a review of the transition to the "New" approach from directed credit to financial market development and suggests that whilst in some countries only few elements of the old directed approach remain in many countries the conversion to the new approach has been less complete. "The Policy Framework" begins with an analysis of the policy fields affecting the formulation of agricultural and rural finance policy - the macroeconomic environment, agricultural sector policy and financial sector policy. It then sets out four essential elements of policy making – leadership, coalitions, information and donor coordination. It concludes by combining the two together in a discussion of the policy making process. In finally looking at the key issues to be examined in policy making, the paper bases its discussion around a number of broad questions applicable to any country that attempts to formulate or update its agricultural and rural finance policy: - What are the main objectives of agricultural and rural finance policy?
- Who are the main policy decision makers in agricultural finance?
- What are the policy areas that affect the provision of agricultural credit?
- Who are the different opinion leaders and stakeholders and how do they participate in the policy making process?
- What is the role of information and research in policy formulation?
- How best are policy monitoring and evaluation?
- What is the role of the government in agricultural and rural finance?
The document includes a "Diagnostic Methodology" to assist policy makers in examining and analysing their specific country situations and in answering the questions set out above. | | Palabras clave | RURAL FINANCE; AGRICULTURAL FINANCE; FINANCIAL POLICIES; AGRICULTURAL POLICIES | |
| Fecha de publicación | junio 1998 | | Descargar | | |
| Ordene por correo electrónico | AGS-Registry@fao.org | | Comprar por correo | AGSF, FAO, Viale delle Terme di Caracalla, 00100 Rome, Italy | |
| Editor | FAO / GTZ | | Lugar de publicación | Rome, Italy | | Número de páginas | 71 pp. | |
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| Título de la serie | Agricultural Finance Revisited | | Número de volumen/ejemplar | No. 2 | |
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