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| |  El punto crucial en la política del sector agrícola es la rentabilidad del cultivo. Mientras este indicador se mantenga bajo, los préstamos para la producción agrícola serán arriesgados. Es fundamental formular políticas macroeconómicas adecuadas, y predisponer infraestructuras rurales esenciales y servicios de apoyo, tales como caminos de penetración, mercados, investigaciones y ampliación agrícolas. Las políticas agrícolas favorables crean un ambiente en el cual las instituciones financieras privadas quieren brindar servicio a los finqueros.
Por ejemplo, los gobiernos necesitan evitar impuestos excesivos sobre la agricultura. Muchos países en desarrollo han sometido los sectores rurales a una carga fiscal insostenible, a través de una combinación de medidas políticas directas e indirectas. Los encargados de políticas tal vez no tienen conciencia del daño causado a la agricultura con plazos comerciales no favorables, y algunos creen todavía que los controles gubernamentales sean la solución y no la causa misma del problema. | |
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|   Regrese | | | | Título | Agricultural Finance: Getting the Policies Right | | Autor/ Revisor | Coffey, E. | | Idioma(s) del contenido | español (o castellano); inglés | |
| Tipo de documento | Libro | | Resumen / Descripción | Policies are powerful tools, but as this paper contends, they are so basic that they are often overlooked in the search for better ways of pursuing objectives. This publication aims to clarify the process of policy making for agricultural and rural finance, focusing especially on the mechanisms involved. It is directed towards those responsible for formulating, managing and tending the rural financial system - policy makers, donors and managers of rural finance institutions. Key issues are set out as well as a methodology to aid in the evaluation of the comprehensiveness of a given policy making system at national level. Case studies are also provided as further illustration. The document is broken down into two main sections: - Lessons Learned
- The Policy Framework
"Lessons Learned" begins by reviewing the performance of agricultural credit since the early 1950s. This section then discusses directed agricultural credit programmes and financial market development and aims to highlight the difference between concept and reality. It concludes with a review of the transition to the "New" approach from directed credit to financial market development and suggests that whilst in some countries only few elements of the old directed approach remain in many countries the conversion to the new approach has been less complete. "The Policy Framework" begins with an analysis of the policy fields affecting the formulation of agricultural and rural finance policy - the macroeconomic environment, agricultural sector policy and financial sector policy. It then sets out four essential elements of policy making – leadership, coalitions, information and donor coordination. It concludes by combining the two together in a discussion of the policy making process. In finally looking at the key issues to be examined in policy making, the paper bases its discussion around a number of broad questions applicable to any country that attempts to formulate or update its agricultural and rural finance policy: - What are the main objectives of agricultural and rural finance policy?
- Who are the main policy decision makers in agricultural finance?
- What are the policy areas that affect the provision of agricultural credit?
- Who are the different opinion leaders and stakeholders and how do they participate in the policy making process?
- What is the role of information and research in policy formulation?
- How best are policy monitoring and evaluation?
- What is the role of the government in agricultural and rural finance?
The document includes a "Diagnostic Methodology" to assist policy makers in examining and analysing their specific country situations and in answering the questions set out above. | | Palabras clave | RURAL FINANCE; AGRICULTURAL FINANCE; FINANCIAL POLICIES; AGRICULTURAL POLICIES | |
| Fecha de publicación | junio 1998 | | Descargar | | |
| Ordene por correo electrónico | AGS-Registry@fao.org | | Comprar por correo | AGSF, FAO, Viale delle Terme di Caracalla, 00100 Rome, Italy | |
| Editor | FAO / GTZ | | Lugar de publicación | Rome, Italy | | Número de páginas | 71 pp. | |
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| Título de la serie | Agricultural Finance Revisited | | Número de volumen/ejemplar | No. 2 | |
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