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This training guide provides the session notes for a one day workshop for the managers of commercial banks which are considering a move into the microfinance market. The workshop is designed to introduce the core characteristics of microfinance and then encourage participants to identify the different ways that banks can become involved and when it is better for them not to become involved. The key target audience is the decision-makers in commercial banks but all banking staff may find it interesting to compare the conventional banking approach with the provision of micro financial services to those who normally have no access to financial services.
Anyone who wishes to use this material must first read it through carefully and decide what parts s/he wishes to use and what changes or adaptations are needed. Whenever possible, examples should be replaced by more locally relevant material. If a workshop based on this material will be conducted in another language, all handouts should be translated before the workshop starts. This material is untested at the present time and the Rural Finance Learning Centre would welcome feedback from anyone who makes use of the session guides.
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